Neptune Beach Homes under $400,000

Neptune Beach Homes under $400,000

Welcome to Neptune Beach, Florida, a hidden gem nestled along the stunning Atlantic coastline. This charming city, part of Duval County, offers a perfect blend of beachside living and vibrant community spirit. With its picturesque sandy shores, lush parks, and welcoming atmosphere, Neptune Beach is an ideal destination for those seeking a relaxed coastal lifestyle without sacrificing modern conveniences.

Neptune Beach is known for its quaint, small-town feel, where friendly neighbors greet you on sun-soaked streets, and local businesses thrive. The city boasts a variety of dining options, from casual beachside cafes to more upscale restaurants, ensuring there's something to satisfy every palate. With its proximity to Jacksonville, residents can easily access the larger city’s attractions while enjoying the tranquility of beach life.

For homebuyers, Neptune Beach presents a fantastic opportunity with a selection of charming homes priced under $400,000. Whether you're looking for a cozy bungalow or a modern townhome, this area offers a diverse array of properties to suit various tastes and lifestyles. Many of these homes feature delightful outdoor spaces, perfect for soaking up the Florida sun or hosting gatherings with friends and family.

Living in Neptune Beach means embracing an active, outdoor lifestyle. Enjoy morning strolls along the beach, surf lessons, or sunset yoga sessions. With excellent schools, friendly neighborhoods, and a strong sense of community, Neptune Beach is a wonderful place to call home. Discover your dream home in this coastal paradise today!

Newest Neptune Beach Homes under $400,000

2531 Waters Edge Drive, Neptune Beach
$375,000
2 Beds ⋅ 2 Baths ⋅ 2166536 MLS
A rare find in Neptune Beach with space, privacy and features that are hard to duplicate at the beach! This 2BR/1.5BA townhome sits on an oversized .24-acre property and offers beautiful Intracoastal and marsh views, plus a detached 2-car garage with its own electric meter and private driveway—an exceptional find at this price point. Inside is bright and inviting with spacious living and dining areas, stainless appliances and indoor laundry. Outdoor living is a highlight with a screened rear porch, generous fenced yard, additional side yard and a private balcony off the primary bedroom overlooking the Intracoastal landscape—perfect for enjoying the sunset. No HOA! With a detached garage, unusually large outdoor space, water views and a tucked-away setting, this property offers a combination of privacy and versatility rarely available in Neptune Beach.

2531 Waters Edge Drive, Neptune Beach
2134 Rosewood Drive, Neptune Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 2151061 MLS
Enjoy the Beach Life in this highly sought after Coastal Community. Sample the Restaurants and Shops in Town Square at the shores of Neptune Beach. This is a great opportunity to own a property, newly renovated from Floor to Ceiling. Feels like new construction. Nestled in a nature-like setting captured in a quiet neighborhood and NO HOA. This 2-Story Townhome, with NEW ROOF (April 2026), is a 2 Bedroom, 1 1/2 Bath, all Upgraded. Vinyl Plank Flooring Downstairs and New Carpet Upstairs. Smooth Ceilings throughout. The Kitchen has Quartz Countertops, Subway-Tiled Backsplash. Brand New Frigidaire Stainless Steel Appliances, SS Sink. All Windows w/New Blinds. All new Lighting throughout and (3) Remote-Controlled Ceiling Fans w/Lights. Wood Stairs lead to the 2nd Floor where the Laundry Room, Bedrooms/Bath are located. Large Closets. AC Unit Replaced (2023), New Hardy Board Siding, Windows, Garage Door and Patio Slider Replaced (2017). Large Patio w/Fenced Backyard & Trees!

2134 Rosewood Drive, Neptune Beach
2513 Waters Edge Drive, Neptune Beach
$288,000
2 Beds ⋅ 2 Baths ⋅ 2145161 MLS
Looking for affordable coastal living in Neptune Beach? This updated 2BR/1.5BA townhouse offers modern style and convenience with no HOA located minutes from the beach, shopping and local restaurants. Enjoy an open-concept living/dining area with updated flooring, fresh paint, and new lighting. The kitchen features updated appliances and modern fixtures. A stylish half-bath and large laundry room complete the main level. Upstairs includes two spacious bedrooms and a renovated full bath. The primary bedroom offers a private balcony with a view of the Intracoastal, perfect for morning coffee or evening sunsets. The screened-in back porch overlooks a fully fenced backyard with fresh landscaping; ideal for relaxing, entertaining or enjoying the coastal breeze. Major updates include a newer roof, HVAC, plumbing, and electrical panel for peace of mind. Don't miss your chance to own a move-in ready home in one of Northeast Florida's most desirable coastal communities!

2513 Waters Edge Drive, Neptune Beach
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