Saddle Oaks Homes under $400,000

Saddle Oaks Homes under $400,000

Welcome to Saddle Oaks, a hidden gem nestled in the heart of Jacksonville, Florida, within the vibrant Duval County. This charming subdivision offers a perfect blend of comfort, community, and convenience, making it an ideal choice for families, first-time homebuyers, and anyone looking to enjoy the sunny Florida lifestyle.

Saddle Oaks boasts a variety of homes, with many options available under $400,000. This affordability does not compromise quality; instead, it opens the door to a diverse selection of beautifully designed residences that cater to various tastes and needs. From cozy single-family homes to spacious townhouses, each property is thoughtfully crafted with modern amenities and stylish finishes, ensuring that you can find the perfect fit for your lifestyle.

Living in Saddle Oaks means enjoying a community that values connection and camaraderie. Residents benefit from well-maintained parks, walking trails, and recreational areas, perfect for family outings, morning jogs, or leisurely strolls with your furry friends. The neighborhood is also conveniently located near shopping centers, dining options, and top-rated schools, making daily errands and family activities a breeze.

Furthermore, Saddle Oaks is just a short drive from Jacksonville’s stunning beaches and vibrant downtown area, offering endless opportunities for entertainment, dining, and outdoor adventures. With its welcoming atmosphere and affordable homes, Saddle Oaks is not just a place to live; it’s a place to thrive. Don’t miss your chance to become a part of this lovely community—explore your dream home in Saddle Oaks today!

Newest Saddle Oaks Homes under $400,000

8421 Horsebit Circle Unit 282, Jacksonville
$279,900
4 Beds ⋅ 2 Baths ⋅ 2168628 MLS
Open House 10/10 12pm 2pm! Ask about builder incentives with special pricing! Welcome to the Holly, a thoughtfully designed 4-bedroom, 2-bathroom home offering 1,715 sq. ft. of modern comfort and style. This home features wood-look tile throughout the main living areas, with cozy carpeting in the bedrooms for added warmth. The spacious kitchen is a chef's delight, boasting granite countertops, a full suite of appliances, and ample room for meal prep and entertaining. Relax in style with the assurance of a builder warranty, providing peace of mind for years to come. Plus, take advantage of closing cost assistance, making your dream of homeownership more attainable. Discover the Holly floorplan today and see why it's the perfect place to call home! This is base pricing - max incentives with special pricing.

8421 Horsebit Circle Unit 282, Jacksonville
6179 Rein Avenue, Jacksonville
$346,990
4 Beds ⋅ 3 Baths ⋅ 2167919 MLS
Under Construction: Ready December 2026! NO CDD FEES! Welcome to the Conway floor plan from Lennar homes! This neighborhood is truly one-of-a-kind! This thoughtfully designed two-story home offers a spacious, open-concept layout ideal for everyday living and entertaining. The main level seamlessly connects the kitchen, dining area, and family room, creating an inviting central gathering space. Sliding glass doors open to a covered patio, extending the living area outdoors for effortless indoor-outdoor enjoyment. Privately positioned on the main level, the owner's suite features a relaxing retreat with a private bath and walk-in closet. Upstairs, three additional bedrooms provide comfortable accommodations, while a generous loft offers flexible space for entertaining, a media area, or a playroom. With its versatile layout and inviting living spaces, this home is designed to fit the way you live. (Conditions may apply)

6179 Rein Avenue, Jacksonville
9591 Giada Drive, Jacksonville
$288,900
3 Beds ⋅ 2 Baths ⋅ 2167638 MLS
2024 Lennar Alexia floor plan featuring 3 bedrooms, 2.5 bathrooms, and a 2-car garage. Refreshed in 2026, this home offers white cabinetry, white quartz kitchen countertops, 42-inch cabinets, stainless steel appliances including range, dishwasher, microwave, and refrigerator, plus ceramic wood-look tile throughout the main living areas, dining area, and halls. Additional features include window blinds throughout, a screened lanai and sprinkler system.

9591 Giada Drive, Jacksonville
9024 Whinny Way Unit 275, Jacksonville
$309,900
4 Beds ⋅ 2 Baths ⋅ 2167522 MLS
$30k In Flex Cash in October!!!Use towards closing costs or rate buy down! Welcome to the Holly, a thoughtfully designed 4-bedroom, 2-bathroom home offering 1,715 sq. ft. of modern comfort and style. This home features wood-look tile throughout the main living areas, with cozy carpeting in the bedrooms for added warmth. The spacious kitchen is a chef's delight, boasting granite countertops, a full suite of appliances, and ample room for meal prep and entertaining. Relax in style with the assurance of a builder warranty, providing peace of mind for years to come. Plus, take advantage of closing cost assistance, making your dream of homeownership more attainable. Discover the Holly floorplan today and see why it's the perfect place to call home!

9024 Whinny Way Unit 275, Jacksonville
6304 Mare Avenue, Jacksonville
$278,990
3 Beds ⋅ 2 Baths ⋅ 2166931 MLS
***MOVE IN READY - BRAND NEW HOME*** Welcome to Lennar's desirable Belmont floor plan, featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. This thoughtfully designed home includes Lennar's signature Everything's Included® features, with white cabinetry, 42-inch upper cabinets, white quartz kitchen countertops, and Frigidaire stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. LVP flooring extends throughout the main living areas, including the living room, dining area, and hallways. Additional highlights include quartz bathroom vanities, a screened-in lanai, and a full irrigation sprinkler system. A one-year builder warranty provides added peace of mind. This home offers a stylish, comfortable, and low-maintenance lifestyle with quality finishes throughout. (Conditions may apply)

6304 Mare Avenue, Jacksonville
6171 Mare Avenue, Jacksonville
$331,990
4 Beds ⋅ 2 Baths ⋅ 2165019 MLS
Under Construction: Ready December 2026! Welcome to the Celeste by Lennar Homes, offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This home showcases Lennar's signature Everything's Included package with 42'' white cabinets, elegant white quartz kitchen countertops, and quartz vanities. The kitchen is equipped with a full suite of Frigidaire stainless steel appliances (range, dishwasher, microwave, and refrigerator). Durable ceramic wood plank tile flows throughout the main living areas, dining, and halls. Enjoy outdoor living with a screened lanai and the convenience of a full sprinkler system. Peace of mind comes standard with a 1-year builder warranty, a dedicated customer service program, and 24-hour emergency service. (Conditions may apply).

6171 Mare Avenue, Jacksonville
9194 Country House Drive, Jacksonville
$374,990
4 Beds ⋅ 3 Baths ⋅ 2161761 MLS
Under Construction: Ready November 2026! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Brio by Lennar Homes, offering 4 bedrooms, 2.5 bathrooms, a study, and a 2-car garage. This spacious floor plan includes nice features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile flows through the main living areas and extends into the living room, dining room, and hallways. Additional features include window blinds throughout, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

9194 Country House Drive, Jacksonville
6286 Mare Avenue, Jacksonville
$299,990
3 Beds ⋅ 2 Baths ⋅ 2161755 MLS
***MOVE IN READY - BRAND NEW HOME*** Welcome to the Felicia floor plan by Lennar! This new single-story home offers a thoughtfully designed layout with three bedrooms and inviting open-concept living spaces. The chef-ready kitchen seamlessly connects to the spacious living and dining areas, creating an ideal setting for everyday living and entertaining. Two secondary bedrooms are conveniently located near a full bathroom, while the private owner's suite is tucked away at the rear of the home for added comfort and privacy. The suite features a relaxing en-suite bathroom and generous walk-in closet. This home is backed by a one-year warranty for added peace of mind. (Conditions may apply) (Conditions may apply)

6286 Mare Avenue, Jacksonville
6310 Mare Avenue, Jacksonville
$289,943
3 Beds ⋅ 2 Baths ⋅ 2161751 MLS
***MOVE IN READY - BRAND NEW HOME*** Welcome to the Felicia floor plan by Lennar! This new single-story home offers a thoughtfully designed layout with three bedrooms and inviting open-concept living spaces. The chef-ready kitchen seamlessly connects to the spacious living and dining areas, creating an ideal setting for everyday living and entertaining. Two secondary bedrooms are conveniently located near a full bathroom, while the private owner's suite is tucked away at the rear of the home for added comfort and privacy. The suite features a relaxing en-suite bathroom and generous walk-in closet. This home is backed by a one-year warranty for added peace of mind. (Conditions may apply)

6310 Mare Avenue, Jacksonville
6334 Rein Avenue, Jacksonville
$332,990
5 Beds ⋅ 3 Baths ⋅ 2161692 MLS
Under Construction! NO CDD FEES! This neighborhood is truly one-of-a-kind! Welcome to the Edison floor plan featuring 5 bedrooms, 2.5 baths, and a 2-car garage. This home includes Lennar's signature Everything's Included features: 36'' white recessed panel cabinetry with quartz countertops, stainless steel appliances (range, dishwasher, microwave, and refrigerator), wood-inspired luxury vinyl plank flooring, Honeywell Z-Wave smart thermostat and an energy-efficient water heater. Backed up with 1 year builder warranty. This nice area offers the perfect blend of comfort, convenience, and natural beauty. Located in North Jacksonville, this area provides easy access to major highways, making commutes to downtown, the airport, and nearby shopping centers quick and convenient. (Conditions may apply)

6334 Rein Avenue, Jacksonville
9574 Giada Drive Drive, Jacksonville
$300,000
4 Beds ⋅ 3 Baths ⋅ 2159207 MLS
**THE HOME YOU'VE BEEN WAITING FOR IS HERE!** Welcome to this stunning 2024-built, two-story lakefront home offering modern style, thoughtful design, and beautiful water views. Featuring **4 bedrooms, 3 full bathrooms, and an open-concept layout**, this nearly new home is designed for both everyday living and effortless entertaining. The heart of the home is the **spacious chef-inspired kitchen**, overlooking the open living area and breathtaking lake views. A **first-floor bedroom with a full bathroom** provides the perfect flexibility for guests, multi-generational living, or a private home office. Enjoy the added benefits of **NO CDD fees and a low HOA that includes internet**, along with a 2-car garage and an impressive suite of energy-efficient and smart-home features, including **solar panels, smart home technology, and LED lighting**. With a 2024 construction date and newer roof and major systems, you can enjoy the peace of mind that comes with a newer home.

9574 Giada Drive Drive, Jacksonville
9729 Gaynor Circle, Jacksonville
$372,000
4 Beds ⋅ 3 Baths ⋅ 2158378 MLS
NEW IMPROVED PRICE AND OPEN HOUSE FRIDAY 10/9 FROM 4:30 - 7:00PM!! MOTIVATED SELLER!! 4BR/3BA Lennar Tivoli home on a pond in Saddle Oaks, Jacksonville. Built in 2024 with 2,297 sq ft, guest suite and 3-car garage. Built in 2024, this original Lennar Tivoli floor plan is located on a pond in Jacksonville's Saddle Oaks neighborhood. The home offers 4 bedrooms, 3 full bathrooms, 2,297 square feet, a 3-car garage, and a 0.38-acre lot, providing a blank slate for a new owner to personalize. Ceramic tile runs throughout the main living areas, while all four bedrooms feature carpet. One secondary bedroom is arranged as a guest suite, offering additional privacy and convenient access to a full bathroom. The primary suite includes a private bathroom with a separate shower and tub. The remaining bedrooms and living spaces provide flexibility for sleeping, working, hobbies, or additional storage. The 3-car garage provides room for vehicles, tools, recreational equipment, or household storage. The 0.38-acre pond-view lot adds outdoor space and a natural backdrop for everyday enjoyment or future improvements, subject to applicable HOA and local requirements. Saddle Oaks HOA amenities include a community pool, dog parks, and a playground. Located in Jacksonville, Florida 32219, this home combines a newer construction year, pond frontage, four-bedroom flexibility, three full baths, guest-suite functionality, and generous garage space.

9729 Gaynor Circle, Jacksonville
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